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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Kent County, Michigan

Fat Boy Data analyzed investment cash-out refinance activity in Kent County, Michigan, home to Grand Rapids, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 476 applications were decided by 113 lenders between 2023 and 2025.

Kent County at a glance

113Active lenders4 with 20+ decisions
77.7%Market approval rate370 of 476 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up351 loans funded

How Kent County compares

Approval rate compared
Kent County77.7%Michigan73.3%All 616 counties73.1%
Typical loan compared
Kent County$165KMichigan$105KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Kent County, MI, 31 of them.

Loan Funder LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 32.

The typical investment cash-out refinance here is $165K, 57% larger than the Michigan typical of $105K.

Investment property cash-out lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%66 / 81100%$165K66
2Loan Funder LLC97%31 / 32100%$185K31
3Rocket Mortgage, LLC73%16 / 22100%$195K16
4Lendingone, LLC55%11 / 20100%$175K11
5Northpointe BankLimited sample89%17 / 19100%$185K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 108 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Kent County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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