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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Saginaw County, Michigan

Fat Boy Data analyzed investment property refinance activity in Saginaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 59 applications were decided by 25 lenders between 2023 and 2025.

Saginaw County at a glance

25Active lenders0 with 20+ decisions
86.4%Market approval rate51 of 59 decided
$95KTypical loanmedian lender, $10K brackets
96%Borrower take-up49 loans funded

How Saginaw County compares

Approval rate compared
Saginaw County86.4%Michigan74.5%All 616 counties77.7%
Typical loan compared
Saginaw County$95KMichigan$115KAll 616 counties$235K

What the data shows

1St State Financial, Ltd. made the most investment property refinances in Saginaw County, MI, 8 of them.

Lenders approved 86.4% of investment property refinance applications in Saginaw County, MI, 11.9 percentage points above the Michigan rate of 74.5%.

The typical investment property refinance here is $95K, 17% smaller than the Michigan typical of $115K.

Investment property refinance lenders in Saginaw County

LenderApprovalApprovedTaken upTypical loanLoans made
11St State Financial, Ltd.Limited sample100%8 / 8100%$45K8
2Isabella BankLimited sample100%7 / 7100%$105K7
3Wildfire Credit UnionLimited sample100%6 / 6100%$45K6
4United Wholesale Mortgage, LLCBroker only80%4 / 5100%$135K4
5Frankenmuth Credit UnionLimited sample100%3 / 3100%$55K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 20 more lenders.

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