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investment property lenders · HMDA 2023–2025

Investment property lenders in Saginaw County, Michigan

Fat Boy Data analyzed investment property mortgage activity in Saginaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 433 applications were decided by 97 lenders between 2023 and 2025.

Saginaw County at a glance

97Active lenders4 with 20+ decisions
87.8%Market approval rate380 of 433 decided
$95KTypical loanmedian lender, $10K brackets
97%Borrower take-up369 loans funded

How Saginaw County compares

Approval rate compared
Saginaw County87.8%Michigan86.0%All 616 counties87.5%
Typical loan compared
Saginaw County$95KMichigan$135KAll 616 counties$255K

What the data shows

1St State Financial, Ltd. made the most investment property mortgages in Saginaw County, MI, 41 of them.

Frankenmuth Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 34.

The typical investment property mortgage here is $95K, 30% smaller than the Michigan typical of $135K.

Investment property lenders in Saginaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only79%53 / 6798%$55K52
21St State Financial, Ltd.89%41 / 46100%$95K41
3Isabella Bank92%37 / 40100%$75K37
4Frankenmuth Credit Union97%33 / 34100%$115K33
5Lake Michigan Credit UnionLimited sample94%15 / 16100%$115K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 92 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Saginaw County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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