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refinance lenders · HMDA 2023–2025

Refinance lenders in Saginaw County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Saginaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,191 applications were decided by 122 lenders between 2023 and 2025.

Saginaw County at a glance

122Active lenders15 with 20+ decisions
75.0%Market approval rate893 of 1,191 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up827 loans funded

How Saginaw County compares

Approval rate compared
Saginaw County75.0%Michigan78.1%All 616 counties76.5%
Typical loan compared
Saginaw County$105KMichigan$145KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Saginaw County, MI, 95 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 84% of 31.

The typical mortgage refinance here is $105K, 28% smaller than the Michigan typical of $145K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%The Huntington National Bank: 64% approved of 158One lender: 64% approved of 28PNC Bank, National Association: 68% approved of 72One lender: 71% approved of 35One lender: 72% approved of 29One lender: 75% approved of 24One lender: 75% approved of 24One lender: 78% approved of 23Rocket Mortgage, LLC: 79% approved of 102One lender: 80% approved of 25One lender: 82% approved of 22Citizens Bank, National Association: 82% approved of 39One lender: 84% approved of 31United Wholesale Mortgage, LLC: 90% approved of 113One lender: 94% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Saginaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank64%101 / 15894%$95K95
2United Wholesale Mortgage, LLCBroker only90%102 / 11392%$225K94
3Rocket Mortgage, LLC79%81 / 10289%$155K72
4PNC Bank, National Association68%49 / 7296%$105K47
5Citizens Bank, National Association82%32 / 39100%$105K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 117 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Saginaw County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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