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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Saginaw County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Saginaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,001 applications were decided by 129 lenders between 2023 and 2025.

Saginaw County at a glance

129Active lenders22 with 20+ decisions
66.8%Market approval rate1,337 of 2,001 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,280 loans funded

How Saginaw County compares

Approval rate compared
Saginaw County66.8%Michigan71.5%All 616 counties68.2%
Typical loan compared
Saginaw County$105KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Saginaw County, MI, 305 of them.

Frankenmuth Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 55.

The typical cash-out refinance here is $105K, 16% smaller than the Michigan typical of $125K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 16% approved of 120One lender: 29% approved of 31One lender: 43% approved of 21One lender: 47% approved of 32One lender: 48% approved of 61One lender: 48% approved of 58One lender: 61% approved of 41Wildfire Credit Union: 62% approved of 115One lender: 62% approved of 55United Wholesale Mortgage, LLC: 65% approved of 120One lender: 65% approved of 20One lender: 66% approved of 32One lender: 66% approved of 62One lender: 70% approved of 27One lender: 71% approved of 21The Huntington National Bank: 73% approved of 153One lender: 74% approved of 34One lender: 75% approved of 36Rocket Mortgage, LLC: 78% approved of 398One lender: 81% approved of 32One lender: 85% approved of 20One lender: 93% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Saginaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%312 / 39898%$105K305
2The Huntington National Bank73%112 / 15396%$85K107
3United Wholesale Mortgage, LLCBroker only65%78 / 12096%$165K75
4Amerisave Mortgage Corporation16%19 / 12095%$75K18
5Wildfire Credit Union62%71 / 115100%$65K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 124 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Saginaw County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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