Investment property improvement lenders in Stearns County, Minnesota
Fat Boy Data analyzed investment home improvement loan activity in Stearns County, Minnesota, home to St. Cloud, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 58 applications were decided by 27 lenders between 2023 and 2025.
Stearns County at a glance
How Stearns County compares
What the data shows
Sentry Bank made the most investment home improvement loans in Stearns County, MN, 6 of them.
Lenders approved 65.5% of investment home improvement loan applications in Stearns County, MN, 8.2 percentage points above the Minnesota rate of 57.4%.
The typical investment home improvement loan here is $55K, 35% smaller than the Minnesota typical of $85K.
Investment property improvement lenders in Stearns County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Sentry BankLimited sample | 100% | 7 / 7 | 86% | $25K | 6 |
| 2 | Magnifi Financial Credit UnionLimited sample | 100% | 6 / 6 | 100% | $45K | 6 |
| 3 | Deerwood BankLimited sample | 83% | 5 / 6 | 100% | $55K | 5 |
| 4 | Trustone Financial Credit UnionLimited sample | 17% | 1 / 6 | 100% | $125K | 1 |
| 5 | U.S. Bank National AssociationLimited sample | 25% | 1 / 4 | 100% | $405K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 22 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Stearns County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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