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investment property lenders · HMDA 2023–2025

Investment property lenders in Stearns County, Minnesota

Fat Boy Data analyzed investment property mortgage activity in Stearns County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 526 applications were decided by 129 lenders between 2023 and 2025.

Stearns County at a glance

129Active lenders5 with 20+ decisions
94.5%Market approval rate497 of 526 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up477 loans funded

How Stearns County compares

Approval rate compared
Stearns County94.5%Minnesota92.4%All 616 counties87.5%
Typical loan compared
Stearns County$175KMinnesota$245KAll 616 counties$255K

What the data shows

American Heritage National Bank made the most investment property mortgages in Stearns County, MN, 34 of them.

Sentry Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

The typical investment property mortgage here is $175K, 29% smaller than the Minnesota typical of $245K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 90% approved of 21Magnifi Financial Credit Union: 95% approved of 38Sentry Bank: 100% approved of 35American Heritage National Bank: 100% approved of 35Minnesota National Bank: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Stearns County

LenderApprovalApprovedTaken upTypical loanLoans made
1Magnifi Financial Credit Union95%36 / 3892%$195K33
2Sentry Bank100%35 / 3594%$145K33
3American Heritage National Bank100%35 / 3597%$175K34
4Minnesota National Bank100%22 / 22100%$155K22
521St Mortgage Corporation90%19 / 21100%$65K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 124 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Stearns County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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