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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Stearns County, Minnesota

Fat Boy Data analyzed investment property refinance activity in Stearns County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 75 applications were decided by 41 lenders between 2023 and 2025.

Stearns County at a glance

41Active lenders0 with 20+ decisions
92.0%Market approval rate69 of 75 decided
$105KTypical loanmedian lender, $10K brackets
100%Borrower take-up69 loans funded

How Stearns County compares

Approval rate compared
Stearns County92.0%Minnesota84.2%All 616 counties77.7%
Typical loan compared
Stearns County$105KMinnesota$195KAll 616 counties$235K

What the data shows

Magnifi Financial Credit Union made the most investment property refinances in Stearns County, MN, 6 of them.

Lenders approved 92.0% of investment property refinance applications in Stearns County, MN, 7.8 percentage points above the Minnesota rate of 84.2%.

The typical investment property refinance here is $105K, 46% smaller than the Minnesota typical of $195K.

Investment property refinance lenders in Stearns County

LenderApprovalApprovedTaken upTypical loanLoans made
1Magnifi Financial Credit UnionLimited sample100%6 / 6100%$75K6
2Minnesota National BankLimited sample100%5 / 5100%$85K5
3Gate City BankLimited sample60%3 / 5100%$325K3
4Bonanza Valley State BankLimited sample100%5 / 5100%$35K5
5Falcon National BankLimited sample100%5 / 5100%$95K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 36 more lenders.

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