Investment property refinance lenders in Stearns County, Minnesota
Fat Boy Data analyzed investment property refinance activity in Stearns County, Minnesota, home to St. Cloud, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 75 applications were decided by 41 lenders between 2023 and 2025.
Stearns County at a glance
How Stearns County compares
What the data shows
Magnifi Financial Credit Union made the most investment property refinances in Stearns County, MN, 6 of them.
Lenders approved 92.0% of investment property refinance applications in Stearns County, MN, 7.8 percentage points above the Minnesota rate of 84.2%.
The typical investment property refinance here is $105K, 46% smaller than the Minnesota typical of $195K.
Investment property refinance lenders in Stearns County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Magnifi Financial Credit UnionLimited sample | 100% | 6 / 6 | 100% | $75K | 6 |
| 2 | Minnesota National BankLimited sample | 100% | 5 / 5 | 100% | $85K | 5 |
| 3 | Gate City BankLimited sample | 60% | 3 / 5 | 100% | $325K | 3 |
| 4 | Bonanza Valley State BankLimited sample | 100% | 5 / 5 | 100% | $35K | 5 |
| 5 | Falcon National BankLimited sample | 100% | 5 / 5 | 100% | $95K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 36 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Stearns County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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