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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Missouri

Fat Boy Data analyzed home improvement loan activity in Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 27,915 applications were decided by 276 lenders between 2023 and 2025.

Missouri at a glance

276Active lenders74 with 20+ decisions
64.1%Market approval rate17,896 of 27,915 decided
$65KTypical loanmedian lender, $10K brackets
95%Borrower take-up16,924 loans funded

How Missouri compares

Approval rate compared
Missouri64.1%All 616 counties62.7%
Typical loan compared
Missouri$65KAll 616 counties$75K

What the data shows

Communityamerica Federal Credit Union made the most home improvement loans in Missouri, 2,456 of them.

Oakstar Bank approved the highest share of applications among lenders with at least 20 decisions here, 98% of 52.

The typical home improvement loan here is $65K, 13% smaller than the the United States typical of $75K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 784Bank of America, National Association: 42% approved of 2,323One lender: 44% approved of 151One lender: 45% approved of 47One lender: 45% approved of 44One lender: 47% approved of 390One lender: 48% approved of 895U.S. Bank National Association: 49% approved of 2,510One lender: 53% approved of 301One lender: 55% approved of 55One lender: 56% approved of 115Commerce Bank: 56% approved of 2,703One lender: 58% approved of 319One lender: 58% approved of 81One lender: 58% approved of 481One lender: 58% approved of 243One lender: 59% approved of 69One lender: 61% approved of 132One lender: 61% approved of 468One lender: 61% approved of 759One lender: 62% approved of 77One lender: 64% approved of 119One lender: 64% approved of 728One lender: 64% approved of 73One lender: 65% approved of 102One lender: 66% approved of 119One lender: 69% approved of 124One lender: 70% approved of 54First Community: 71% approved of 2,709One lender: 72% approved of 561One lender: 73% approved of 126One lender: 74% approved of 386One lender: 74% approved of 110One lender: 74% approved of 571One lender: 74% approved of 198One lender: 75% approved of 40Communityamerica Federal Credit Union: 76% approved of 3,506One lender: 77% approved of 977One lender: 78% approved of 559One lender: 78% approved of 152One lender: 79% approved of 80One lender: 79% approved of 39One lender: 80% approved of 83One lender: 81% approved of 190One lender: 82% approved of 49One lender: 82% approved of 39One lender: 82% approved of 113One lender: 83% approved of 46One lender: 83% approved of 502One lender: 84% approved of 50One lender: 85% approved of 220One lender: 85% approved of 52One lender: 86% approved of 210One lender: 89% approved of 44One lender: 89% approved of 45One lender: 92% approved of 273One lender: 95% approved of 97One lender: 97% approved of 234One lender: 97% approved of 38One lender: 98% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Missouri

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union76%2,662 / 3,50692%$65K2,456
2First Community71%1,911 / 2,70993%$65K1,770
3Commerce Bank56%1,523 / 2,70397%$55K1,483
4U.S. Bank National Association49%1,240 / 2,51096%$55K1,191
5Bank of America, National Association42%979 / 2,32397%$65K952

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 271 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Missouri. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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