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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in New Hampshire

Fat Boy Data analyzed home improvement loan activity in New Hampshire to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,566 applications were decided by 183 lenders between 2023 and 2025.

New Hampshire at a glance

183Active lenders52 with 20+ decisions
70.0%Market approval rate10,902 of 15,566 decided
$95KTypical loanmedian lender, $10K brackets
94%Borrower take-up10,288 loans funded

How New Hampshire compares

Approval rate compared
New Hampshire70.0%All 616 counties62.7%
Typical loan compared
New Hampshire$95KAll 616 counties$75K

What the data shows

Citizens Bank, National Association made the most home improvement loans in New Hampshire, 1,852 of them.

METRO Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

Lenders approved 70.0% of home improvement loan applications in New Hampshire, 7.4 percentage points above the the United States rate of 62.7%.

The typical home improvement loan here is $95K, 27% larger than the the United States typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 52 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 373One lender: 37% approved of 316One lender: 45% approved of 22One lender: 50% approved of 1,010One lender: 51% approved of 103One lender: 52% approved of 29One lender: 56% approved of 45One lender: 56% approved of 48One lender: 58% approved of 342One lender: 58% approved of 65Lighthouse Federal Credit Union: 65% approved of 1,384One lender: 66% approved of 41One lender: 67% approved of 260One lender: 67% approved of 51One lender: 67% approved of 21One lender: 69% approved of 359One lender: 70% approved of 128TD Bank, National Association: 70% approved of 1,313One lender: 70% approved of 126One lender: 70% approved of 290One lender: 70% approved of 27Citizens Bank, National Association: 70% approved of 2,694One lender: 70% approved of 132One lender: 71% approved of 75St. Mary's Bank: 71% approved of 1,079One lender: 72% approved of 83One lender: 73% approved of 60One lender: 73% approved of 30One lender: 75% approved of 73One lender: 76% approved of 25Service Federal Credit Union: 78% approved of 1,299One lender: 78% approved of 32One lender: 78% approved of 55One lender: 78% approved of 46One lender: 79% approved of 965One lender: 82% approved of 71One lender: 82% approved of 44One lender: 83% approved of 133One lender: 83% approved of 181One lender: 84% approved of 82One lender: 86% approved of 49One lender: 86% approved of 177One lender: 88% approved of 24One lender: 88% approved of 98One lender: 90% approved of 361One lender: 92% approved of 306One lender: 92% approved of 38One lender: 95% approved of 40One lender: 95% approved of 21One lender: 96% approved of 26One lender: 99% approved of 243One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in New Hampshire

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association70%1,898 / 2,69498%$135K1,852
2Lighthouse Federal Credit Union65%905 / 1,38491%$75K827
3TD Bank, National Association70%916 / 1,31399%$105K905
4Service Federal Credit Union78%1,008 / 1,29996%$95K970
5St. Mary's Bank71%766 / 1,07996%$85K732

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 178 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in New Hampshire. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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