refinance lenders · HMDA 2023–2025

Refinance lenders in Atlantic County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Atlantic County, New Jersey, home to Atlantic City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,853 applications were decided by 172 lenders between 2023 and 2025.

Atlantic County at a glance

172Active lenders21 with 20+ decisions
72.7%Market approval rate1,347 of 1,853 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,250 loans funded

How Atlantic County compares

Approval rate compared
Atlantic County72.7%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Atlantic County$195KNew Jersey$235KAll 616 counties$295K

What the data shows

TD Bank, National Association made the most mortgage refinances in Atlantic County, NJ, 105 of them.

Affordable Mortgage Advisors, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical mortgage refinance here is $195K, 17% smaller than the New Jersey typical of $235K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 34% approved of 65One lender: 43% approved of 23One lender: 50% approved of 24Bank of America, National Association: 57% approved of 106One lender: 61% approved of 31PNC Bank, National Association: 65% approved of 133TD Bank, National Association: 66% approved of 161Citizens Bank, National Association: 66% approved of 100One lender: 67% approved of 48One lender: 72% approved of 47Rocket Mortgage, LLC: 74% approved of 111One lender: 75% approved of 56One lender: 80% approved of 20One lender: 83% approved of 46One lender: 84% approved of 67One lender: 85% approved of 26One lender: 93% approved of 67One lender: 93% approved of 27One lender: 96% approved of 49One lender: 96% approved of 27One lender: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Atlantic County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association66%106 / 16199%$105K105
2PNC Bank, National Association65%86 / 13392%$125K79
3Rocket Mortgage, LLC74%82 / 11193%$275K76
4Bank of America, National Association57%60 / 10698%$105K59
5Citizens Bank, National Association66%66 / 10098%$195K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 167 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Atlantic County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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