Investment property improvement lenders in Essex County, New Jersey
Fat Boy Data analyzed investment home improvement loan activity in Essex County, New Jersey, home to Newark, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 526 applications were decided by 63 lenders between 2023 and 2025.
Essex County at a glance
How Essex County compares
What the data shows
Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in Essex County, NJ, 102 of them.
That is 42% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 119.
The typical investment home improvement loan here is $395K, 114% larger than the New Jersey typical of $185K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property improvement lenders in Essex County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Abl Rpc Residential Credit Acquisition LLC | 94% | 112 / 119 | 91% | $505K | 102 |
| 2 | TD Bank, National Association | 32% | 31 / 97 | 94% | $125K | 29 |
| 3 | Bank of America, National Association | 3% | 1 / 31 | 100% | $685K | 1 |
| 4 | Homebridge Financial Services, Inc. | 88% | 22 / 25 | 86% | $195K | 19 |
| 5 | Citizens Bank, National Association | 4% | 1 / 24 | 100% | $355K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 58 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Essex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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