HomeNew JerseyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in New Jersey

Fat Boy Data analyzed investment home improvement loan activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,392 applications were decided by 210 lenders between 2023 and 2025.

New Jersey at a glance

210Active lenders38 with 20+ decisions
52.7%Market approval rate2,840 of 5,392 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,657 loans funded

How New Jersey compares

Approval rate compared
New Jersey52.7%All 616 counties51.2%
Typical loan compared
New Jersey$185KAll 616 counties$115K

What the data shows

Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in New Jersey, 514 of them.

Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 556.

The typical investment home improvement loan here is $185K, 61% larger than the the United States typical of $115K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 0% approved of 23U.S. Bank National Association: 6% approved of 63Bank of America, National Association: 13% approved of 374Police & Fire Federal Credit Union: 18% approved of 100Affinity: 20% approved of 41Spring Eq, LLC: 21% approved of 129Navy Federal Credit Union: 24% approved of 164Lakeland Bank: 28% approved of 39Pentagon Federal Credit Union: 30% approved of 27Provident Bank: 31% approved of 65Wells Fargo Bank, National Association: 33% approved of 54American Heritage FCU: 33% approved of 30Lendingone, LLC: 34% approved of 38Citizens Bank, National Association: 35% approved of 394Truist Bank: 40% approved of 20PNC Bank, National Association: 40% approved of 251Manufacturers and Traders Trust Company: 41% approved of 44Fulton Bank, National Association: 45% approved of 163Guaranteed Rate, Inc.: 46% approved of 26Wilmington Savings Fund Society, FSB: 46% approved of 54TD Bank, National Association: 48% approved of 939OceanFirst Bank, National Association: 56% approved of 50The Loan Store, Inc.: 56% approved of 25Kind Lending, LLC: 60% approved of 35Figure Lending LLC: 61% approved of 217Trumark Credit Union: 62% approved of 47JPMorgan Chase Bank, National Association: 67% approved of 33Deephaven Mortgage LLC: 68% approved of 148Rocket Mortgage, LLC: 69% approved of 67Crosscountry Mortgage, LLC: 73% approved of 52Columbia Bank: 77% approved of 22Valley National Bank: 78% approved of 59Univest Bank and Trust Co.: 85% approved of 26Manasquan Bank: 88% approved of 113Homebridge Financial Services, Inc.: 89% approved of 196Lusitania Savings Bank: 95% approved of 22Abl Rpc Residential Credit Acquisition LLC: 96% approved of 556Coastal Community Bank: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association48%452 / 93998%$155K443
2Abl Rpc Residential Credit Acquisition LLC96%536 / 55696%$505K514
3Citizens Bank, National Association35%138 / 39499%$215K136
4Bank of America, National Association13%49 / 37498%$295K48
5PNC Bank, National Association40%101 / 25195%$215K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 205 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment home improvement loan lenders in New Jersey. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for New Jersey

Counties in New Jersey