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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in New Jersey

Fat Boy Data analyzed investment home improvement loan activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,392 applications were decided by 210 lenders between 2023 and 2025.

New Jersey at a glance

210Active lenders38 with 20+ decisions
52.7%Market approval rate2,840 of 5,392 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,657 loans funded

How New Jersey compares

Approval rate compared
New Jersey52.7%All 616 counties51.2%
Typical loan compared
New Jersey$185KAll 616 counties$115K

What the data shows

Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in New Jersey, 514 of them.

Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 556.

The typical investment home improvement loan here is $185K, 61% larger than the the United States typical of $115K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 23One lender: 6% approved of 63Bank of America, National Association: 13% approved of 374One lender: 18% approved of 100One lender: 20% approved of 41One lender: 21% approved of 129One lender: 24% approved of 164One lender: 28% approved of 39One lender: 30% approved of 27One lender: 31% approved of 65One lender: 33% approved of 54One lender: 33% approved of 30One lender: 34% approved of 38Citizens Bank, National Association: 35% approved of 394One lender: 40% approved of 20PNC Bank, National Association: 40% approved of 251One lender: 41% approved of 44One lender: 45% approved of 163One lender: 46% approved of 26One lender: 46% approved of 54TD Bank, National Association: 48% approved of 939One lender: 56% approved of 50One lender: 56% approved of 25One lender: 60% approved of 35One lender: 61% approved of 217One lender: 62% approved of 47One lender: 67% approved of 33One lender: 68% approved of 148One lender: 69% approved of 67One lender: 73% approved of 52One lender: 77% approved of 22One lender: 78% approved of 59One lender: 85% approved of 26One lender: 88% approved of 113One lender: 89% approved of 196One lender: 95% approved of 22Abl Rpc Residential Credit Acquisition LLC: 96% approved of 556One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association48%452 / 93998%$155K443
2Abl Rpc Residential Credit Acquisition LLC96%536 / 55696%$505K514
3Citizens Bank, National Association35%138 / 39499%$215K136
4Bank of America, National Association13%49 / 37498%$295K48
5PNC Bank, National Association40%101 / 25195%$215K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 205 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in New Jersey. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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