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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Morris County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Morris County, New Jersey, home to Morristown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,403 applications were decided by 249 lenders between 2023 and 2025.

Morris County at a glance

249Active lenders32 with 20+ decisions
72.7%Market approval rate3,199 of 4,403 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,077 loans funded

How Morris County compares

Approval rate compared
Morris County72.7%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Morris County$195KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Morris County, NJ, 861 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Lenders approved 72.7% of cash-out refinance applications in Morris County, NJ, 5.1 percentage points above the New Jersey rate of 67.6%.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 7% approved of 27One lender: 17% approved of 23Amerisave Mortgage Corporation: 29% approved of 249One lender: 29% approved of 38One lender: 30% approved of 53One lender: 43% approved of 63One lender: 43% approved of 23Newrez LLC: 51% approved of 222One lender: 53% approved of 96One lender: 56% approved of 34One lender: 59% approved of 54One lender: 64% approved of 28One lender: 65% approved of 139One lender: 67% approved of 52One lender: 69% approved of 29One lender: 70% approved of 66One lender: 73% approved of 60One lender: 73% approved of 45One lender: 74% approved of 31One lender: 74% approved of 98United Wholesale Mortgage, LLC: 76% approved of 231One lender: 76% approved of 21One lender: 77% approved of 22One lender: 79% approved of 113One lender: 80% approved of 65Valley National Bank: 82% approved of 178One lender: 82% approved of 158Rocket Mortgage, LLC: 85% approved of 1,029One lender: 85% approved of 68One lender: 86% approved of 86One lender: 94% approved of 71One lender: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Morris County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%873 / 1,02999%$155K861
2Amerisave Mortgage Corporation29%71 / 24999%$115K70
3United Wholesale Mortgage, LLCBroker only76%176 / 23197%$355K171
4Newrez LLC51%114 / 22299%$105K113
5Valley National Bank82%146 / 17894%$195K137

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 244 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Morris County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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