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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Passaic County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Passaic County, New Jersey, home to Paterson, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,731 applications were decided by 222 lenders between 2023 and 2025.

Passaic County at a glance

222Active lenders33 with 20+ decisions
64.1%Market approval rate2,391 of 3,731 decided
$245KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,251 loans funded

How Passaic County compares

Approval rate compared
Passaic County64.1%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Passaic County$245KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Passaic County, NJ, 561 of them.

Nj Lenders Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical cash-out refinance here is $245K, 20% larger than the New Jersey typical of $205K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%One lender: 5% approved of 22One lender: 20% approved of 46One lender: 25% approved of 28One lender: 26% approved of 89Amerisave Mortgage Corporation: 26% approved of 240One lender: 29% approved of 24One lender: 32% approved of 31One lender: 33% approved of 27Newrez LLC: 37% approved of 210One lender: 41% approved of 32One lender: 45% approved of 20One lender: 49% approved of 91One lender: 50% approved of 42One lender: 51% approved of 68One lender: 55% approved of 31One lender: 58% approved of 48One lender: 62% approved of 26One lender: 62% approved of 120One lender: 67% approved of 90One lender: 67% approved of 126United Wholesale Mortgage, LLC: 69% approved of 243One lender: 71% approved of 35One lender: 73% approved of 73One lender: 73% approved of 22One lender: 75% approved of 59Rocket Mortgage, LLC: 78% approved of 741Valley National Bank: 82% approved of 168One lender: 82% approved of 56One lender: 82% approved of 34One lender: 85% approved of 54One lender: 94% approved of 32One lender: 96% approved of 24One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Passaic County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%580 / 74197%$155K561
2United Wholesale Mortgage, LLCBroker only69%167 / 24398%$325K163
3Amerisave Mortgage Corporation26%63 / 24097%$105K61
4Newrez LLC37%77 / 210100%$85K77
5Valley National Bank82%138 / 16891%$155K126

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 217 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Passaic County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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