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refinance lenders · HMDA 2023–2025

Refinance lenders in Union County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Union County, New Jersey, home to Elizabeth, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,565 applications were decided by 235 lenders between 2023 and 2025.

Union County at a glance

235Active lenders30 with 20+ decisions
75.4%Market approval rate2,687 of 3,565 decided
$335KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,529 loans funded

How Union County compares

Approval rate compared
Union County75.4%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Union County$335KNew Jersey$235KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Union County, NJ, 284 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

The typical mortgage refinance here is $335K, 43% larger than the New Jersey typical of $235K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 128One lender: 39% approved of 66One lender: 46% approved of 24One lender: 49% approved of 55One lender: 56% approved of 62One lender: 62% approved of 26One lender: 62% approved of 53Bank of America, National Association: 68% approved of 301One lender: 70% approved of 37Citizens Bank, National Association: 73% approved of 396PNC Bank, National Association: 75% approved of 277TD Bank, National Association: 76% approved of 259One lender: 76% approved of 21One lender: 79% approved of 28One lender: 80% approved of 56One lender: 80% approved of 46One lender: 81% approved of 154Rocket Mortgage, LLC: 82% approved of 158One lender: 83% approved of 24One lender: 88% approved of 78One lender: 91% approved of 47One lender: 92% approved of 60One lender: 93% approved of 56One lender: 94% approved of 72One lender: 95% approved of 42One lender: 96% approved of 47One lender: 96% approved of 24One lender: 97% approved of 32One lender: 100% approved of 35One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Union County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association73%288 / 39699%$255K284
2Bank of America, National Association68%205 / 30199%$205K202
3PNC Bank, National Association75%208 / 27795%$205K197
4TD Bank, National Association76%196 / 25999%$255K195
5Rocket Mortgage, LLC82%130 / 15894%$485K122

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 230 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Union County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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