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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Rensselaer County, New York

Fat Boy Data analyzed investment home improvement loan activity in Rensselaer County, New York, home to Troy, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 79 applications were decided by 31 lenders between 2023 and 2025.

Rensselaer County at a glance

31Active lenders1 with 20+ decisions
40.5%Market approval rate32 of 79 decided
$145KTypical loanmedian lender, $10K brackets
97%Borrower take-up31 loans funded

How Rensselaer County compares

Approval rate compared
Rensselaer County40.5%New York43.5%All 616 counties51.2%
Typical loan compared
Rensselaer County$145KNew York$205KAll 616 counties$115K

What the data shows

Homestead Funding Corp. made the most investment home improvement loans in Rensselaer County, NY, 5 of them.

Broadview Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 0% of 20.

The typical investment home improvement loan here is $145K, 29% smaller than the New York typical of $205K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Rensselaer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Broadview Federal Credit Union0%0 / 20——0
2Homestead Funding Corp.Limited sample71%5 / 7100%$215K5
3Saratoga N.A.tional Bank and Trust CompanyLimited sample71%5 / 7100%$85K5
4Bank of America, National AssociationLimited sample0%0 / 4——0
5Citizens Bank, National AssociationLimited sample0%0 / 3——0

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 26 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Rensselaer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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