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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Lucas County, Ohio

Fat Boy Data analyzed investment cash-out refinance activity in Lucas County, Ohio, home to Toledo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 615 applications were decided by 106 lenders between 2023 and 2025.

Lucas County at a glance

106Active lenders5 with 20+ decisions
74.6%Market approval rate459 of 615 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up430 loans funded

How Lucas County compares

Approval rate compared
Lucas County74.6%Ohio76.5%All 616 counties73.1%
Typical loan compared
Lucas County$75KOhio$115KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Lucas County, OH, 85 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical investment cash-out refinance here is $75K, 35% smaller than the Ohio typical of $115K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 67% approved of 78Loan Funder LLC: 76% approved of 25Bpl Mortgage, LLC: 95% approved of 94Velocity Commercial Capital, LLC: 100% approved of 27First Ohio Home Finance, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Lucas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bpl Mortgage, LLC95%89 / 9496%$75K85
2United Wholesale Mortgage, LLCBroker only67%52 / 7894%$75K49
3Velocity Commercial Capital, LLC100%27 / 2796%$105K26
4Loan Funder LLC76%19 / 25100%$115K19
5First Ohio Home Finance, Inc.100%21 / 21100%$75K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 101 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Lucas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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