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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Centre County, Pennsylvania

Fat Boy Data analyzed investment property refinance activity in Centre County, Pennsylvania, home to State College, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 65 applications were decided by 35 lenders between 2023 and 2025.

Centre County at a glance

35Active lenders0 with 20+ decisions
81.5%Market approval rate53 of 65 decided
$215KTypical loanmedian lender, $10K brackets
98%Borrower take-up52 loans funded

How Centre County compares

Approval rate compared
Centre County81.5%Pennsylvania79.2%All 616 counties77.7%
Typical loan compared
Centre County$215KPennsylvania$155KAll 616 counties$235K

What the data shows

Jersey Shore State Bank made the most investment property refinances in Centre County, PA, 13 of them.

That is 25% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

The typical investment property refinance here is $215K, 39% larger than the Pennsylvania typical of $155K.

Investment property refinance lenders in Centre County

LenderApprovalApprovedTaken upTypical loanLoans made
1Jersey Shore State BankLimited sample100%13 / 13100%$215K13
2First National Bank of PennsylvaniaLimited sample40%2 / 5100%$185K2
3Kish BankLimited sample100%4 / 4100%$255K4
4CNB BankLimited sample100%3 / 3100%$215K3
5Citizens Bank, National AssociationLimited sample50%1 / 2100%$285K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 30 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Centre County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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