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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Centre County, Pennsylvania

Fat Boy Data analyzed investment home improvement loan activity in Centre County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 73 applications were decided by 28 lenders between 2023 and 2025.

Centre County at a glance

28Active lenders0 with 20+ decisions
69.9%Market approval rate51 of 73 decided
$105KTypical loanmedian lender, $10K brackets
98%Borrower take-up50 loans funded

How Centre County compares

Approval rate compared
Centre County69.9%Pennsylvania50.2%All 616 counties51.2%
Typical loan compared
Centre County$105KPennsylvania$95KAll 616 counties$115K

What the data shows

Jersey Shore State Bank made the most investment home improvement loans in Centre County, PA, 9 of them.

Lenders approved 69.9% of investment home improvement loan applications in Centre County, PA, 19.6 percentage points above the Pennsylvania rate of 50.2%.

The typical investment home improvement loan here is $105K, 11% larger than the Pennsylvania typical of $95K.

Investment property improvement lenders in Centre County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kish BankLimited sample78%7 / 9100%$85K7
2Jersey Shore State BankLimited sample100%9 / 9100%$105K9
3Pennsylvania State Employees Credit UnionLimited sample67%6 / 9100%$85K6
4Citizens Bank, National AssociationLimited sample17%1 / 6100%$415K1
5First National Bank of PennsylvaniaLimited sample40%2 / 5100%$75K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 23 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Centre County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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