Home improvement loan lenders in Pennsylvania
Fat Boy Data analyzed home improvement loan activity in Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 148,561 applications were decided by 510 lenders between 2023 and 2025.
Pennsylvania at a glance
How Pennsylvania compares
What the data shows
Citizens Bank, National Association made the most home improvement loans in Pennsylvania, 7,537 of them.
Merck Sharp & Dohme Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 612.
The typical home improvement loan here is $65K, 13% smaller than the the United States typical of $75K.
Only 1 lender here typically writes at or below $35K: Erie Federal Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Pennsylvania
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 62% | 7,893 / 12,825 | 95% | $105K | 7,537 |
| 2 | Members 1St | 64% | 7,554 / 11,881 | 97% | $55K | 7,327 |
| 3 | PNC Bank, National Association | 67% | 7,680 / 11,479 | 97% | $75K | 7,424 |
| 4 | Police & Fire Federal Credit Union | 60% | 4,173 / 6,899 | 98% | $65K | 4,099 |
| 5 | First National Bank of Pennsylvania | 64% | 4,005 / 6,298 | 99% | $75K | 3,961 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 505 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Pennsylvania. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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