Refinance lenders in Luzerne County, Pennsylvania
Fat Boy Data analyzed mortgage refinance activity in Luzerne County, Pennsylvania, home to Wilkes-Barre, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,829 applications were decided by 156 lenders between 2023 and 2025.
Luzerne County at a glance
How Luzerne County compares
What the data shows
Manufacturers and Traders Trust Company made the most mortgage refinances in Luzerne County, PA, 299 of them.
Cross Valley Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Luzerne County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 82% | 312 / 381 | 96% | $105K | 299 |
| 2 | Citizens Bank, National Association | 69% | 190 / 274 | 98% | $105K | 186 |
| 3 | PNC Bank, National Association | 71% | 185 / 260 | 98% | $95K | 181 |
| 4 | The Luzerne Bank | 93% | 166 / 179 | 99% | $105K | 164 |
| 5 | Rocket Mortgage, LLC | 75% | 115 / 153 | 95% | $175K | 109 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 151 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Luzerne County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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