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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in South Carolina

Fat Boy Data analyzed cash-out refinance activity in South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 57,533 applications were decided by 555 lenders between 2023 and 2025.

South Carolina at a glance

555Active lenders172 with 20+ decisions
69.0%Market approval rate39,672 of 57,533 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up37,630 loans funded

How South Carolina compares

Approval rate compared
South Carolina69.0%All 616 counties68.2%
Typical loan compared
South Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in South Carolina, 10,467 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 450.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 1,099Amerisave Mortgage Corporation: 30% approved of 3,595One lender: 31% approved of 839One lender: 39% approved of 426One lender: 41% approved of 1,493One lender: 42% approved of 1,496One lender: 49% approved of 257One lender: 50% approved of 1,812One lender: 51% approved of 160One lender: 55% approved of 608One lender: 58% approved of 794One lender: 60% approved of 118One lender: 62% approved of 652One lender: 62% approved of 934Loandepot.Com, LLC: 63% approved of 2,009One lender: 64% approved of 584One lender: 64% approved of 207One lender: 66% approved of 253One lender: 66% approved of 137One lender: 69% approved of 305One lender: 69% approved of 198One lender: 69% approved of 177Freedom Mortgage Corporation: 71% approved of 1,814One lender: 71% approved of 137One lender: 71% approved of 832One lender: 71% approved of 178One lender: 72% approved of 214One lender: 72% approved of 215One lender: 72% approved of 1,076One lender: 73% approved of 698One lender: 73% approved of 1,216One lender: 74% approved of 477One lender: 75% approved of 365One lender: 76% approved of 201One lender: 77% approved of 223One lender: 77% approved of 138United Wholesale Mortgage, LLC: 78% approved of 3,707One lender: 78% approved of 355One lender: 78% approved of 239One lender: 78% approved of 367One lender: 79% approved of 199One lender: 80% approved of 143One lender: 80% approved of 125One lender: 81% approved of 185One lender: 81% approved of 1,231One lender: 82% approved of 240One lender: 83% approved of 1,292Rocket Mortgage, LLC: 83% approved of 13,017One lender: 83% approved of 119One lender: 84% approved of 721One lender: 85% approved of 267One lender: 85% approved of 217One lender: 85% approved of 126One lender: 87% approved of 132One lender: 89% approved of 155One lender: 89% approved of 132One lender: 94% approved of 330One lender: 94% approved of 198One lender: 95% approved of 595One lender: 97% approved of 450

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in South Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%10,773 / 13,01797%$155K10,467
2United Wholesale Mortgage, LLCBroker only78%2,878 / 3,70797%$235K2,795
3Amerisave Mortgage Corporation30%1,082 / 3,59598%$95K1,059
4Loandepot.Com, LLC63%1,266 / 2,00998%$215K1,240
5Freedom Mortgage Corporation71%1,284 / 1,81495%$255K1,222

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 550 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in South Carolina. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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