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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in South Carolina

Fat Boy Data analyzed cash-out refinance activity in South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 57,533 applications were decided by 555 lenders between 2023 and 2025.

South Carolina at a glance

555Active lenders172 with 20+ decisions
69.0%Market approval rate39,672 of 57,533 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up37,630 loans funded

How South Carolina compares

Approval rate compared
South Carolina69.0%All 616 counties68.2%
Typical loan compared
South Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in South Carolina, 10,467 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 450.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 1,099Amerisave Mortgage Corporation: 30% approved of 3,595Lakeview Loan Servicing, LLC: 31% approved of 839American Financing Corporation: 39% approved of 426Carrington Mortgage Services, LLC: 41% approved of 1,493New Day Financial, LLC: 42% approved of 1,496Spring Eq, LLC: 49% approved of 257Newrez LLC: 50% approved of 1,812USAA Federal Savings Bank: 51% approved of 160Village Capital & Investment LLC: 55% approved of 608Wells Fargo Bank, National Association: 58% approved of 794Plaza Home Mortgage, Inc.: 60% approved of 118New American Funding, LLC: 62% approved of 652Navy Federal Credit Union: 62% approved of 934Loandepot.Com, LLC: 63% approved of 2,009Mutual of Omaha Mortgage, Inc.: 64% approved of 584First-Citizens Bank & Trust Company: 64% approved of 207Quorum Federal Credit Union: 66% approved of 253Regions Bank: 66% approved of 137Lower, LLC: 69% approved of 305Allsouth Federal Credit Union: 69% approved of 198Advantagefirst Lending Inc.: 69% approved of 177Freedom Mortgage Corporation: 71% approved of 1,814Onity Mortgage Corporation: 71% approved of 137Safe Federal Credit Union: 71% approved of 832Guaranteed Rate, Inc.: 71% approved of 178Carolina Trust Federal Credit Union: 72% approved of 214Ameris Bank: 72% approved of 215Founders Federal Credit Union: 72% approved of 1,076GoodLeap, LLC: 73% approved of 698Pennymac Loan Services, LLC: 73% approved of 1,216Flagstar Bank, National Association: 74% approved of 477S. C. State Federal Credit Union: 75% approved of 365Sun West Mortgage Company, Inc.: 76% approved of 201Equity Prime Mortgage LLC: 77% approved of 223Bank of America, National Association: 77% approved of 138United Wholesale Mortgage, LLC: 78% approved of 3,707The Federal Savings Bank: 78% approved of 355SouthState Bank, National Association: 78% approved of 239Truist Bank: 78% approved of 367Top Flite Financial, Inc.: 79% approved of 199Fairway Independent Mortgage Corporation: 80% approved of 143Planet Home Lending, LLC: 80% approved of 125Primelending, A Plainscapital Company: 81% approved of 185Nationstar Mortgage LLC: 81% approved of 1,231JPMorgan Chase Bank, National Association: 82% approved of 240South Carolina Federal Credit Union: 83% approved of 1,292Rocket Mortgage, LLC: 83% approved of 13,017Sofi Bank, N.A.tional Association: 83% approved of 119Guild Mortgage Company LLC: 84% approved of 721Rev Federal Credit Union: 85% approved of 267Cardinal Financial Company, Limited Partnership: 85% approved of 217Nations Lending Corporation: 85% approved of 126First Reliance Bank: 87% approved of 132Cmg Mortgage, Inc.: 89% approved of 155Veritas Funding, LLC: 89% approved of 132Crosscountry Mortgage, LLC: 94% approved of 330Srp: 94% approved of 198Movement Mortgage, LLC: 95% approved of 595Reliance First Capital, LLC: 97% approved of 450

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in South Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%10,773 / 13,01797%$155K10,467
2United Wholesale Mortgage, LLCBroker only78%2,878 / 3,70797%$235K2,795
3Amerisave Mortgage Corporation30%1,082 / 3,59598%$95K1,059
4Loandepot.Com, LLC63%1,266 / 2,00998%$215K1,240
5Freedom Mortgage Corporation71%1,284 / 1,81495%$255K1,222

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 550 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in South Carolina. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for South Carolina

Mortgage lenders in South CarolinaHome improvement loans in South CarolinaRefinance in South CarolinaInvestment property purchase in South CarolinaInvestment cash-out refinance in South CarolinaInvestment refinance in South CarolinaInvestment home improvement in South Carolina

Counties in South Carolina

Greenville CountyCountyRichland CountyCountyCharleston CountyCountyHorry CountyCountySpartanburg CountyCountyLexington CountyCountyYork CountyCountyBerkeley CountyCountyAnderson CountyCountyBeaufort CountyCountyAiken CountyCountyDorchester CountyCounty