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mortgage lenders · HMDA 2023–2025

Mortgage lenders in South Dakota

Fat Boy Data analyzed home purchase mortgage activity in South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,592 applications were decided by 254 lenders between 2023 and 2025.

South Dakota at a glance

254Active lenders61 with 20+ decisions
91.7%Market approval rate11,548 of 12,592 decided
$275KTypical loanmedian lender, $10K brackets
98%Borrower take-up11,323 loans funded

How South Dakota compares

Approval rate compared
South Dakota91.7%All 616 counties87.6%
Typical loan compared
South Dakota$275KAll 616 counties$335K

What the data shows

Plains Commerce Bank made the most home purchase mortgages in South Dakota, 2,171 of them.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

The typical home purchase mortgage here is $275K, 18% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 169One lender: 43% approved of 162One lender: 66% approved of 296One lender: 70% approved of 23One lender: 75% approved of 57One lender: 76% approved of 63One lender: 78% approved of 37One lender: 79% approved of 34One lender: 81% approved of 26First PREMIER Bank: 84% approved of 766One lender: 84% approved of 31One lender: 85% approved of 88One lender: 86% approved of 105One lender: 86% approved of 158One lender: 86% approved of 118Black Hills Federal Credit Union: 88% approved of 477One lender: 88% approved of 43One lender: 88% approved of 139One lender: 89% approved of 114One lender: 90% approved of 207First Bank & Trust: 90% approved of 517One lender: 91% approved of 33One lender: 92% approved of 24One lender: 92% approved of 261One lender: 93% approved of 54One lender: 94% approved of 299One lender: 94% approved of 153One lender: 94% approved of 153One lender: 95% approved of 110One lender: 95% approved of 238One lender: 95% approved of 109One lender: 96% approved of 23One lender: 96% approved of 24One lender: 96% approved of 73One lender: 96% approved of 403One lender: 97% approved of 58One lender: 97% approved of 95One lender: 97% approved of 103One lender: 97% approved of 234One lender: 97% approved of 435Plains Commerce Bank: 97% approved of 2,228One lender: 98% approved of 411One lender: 98% approved of 256One lender: 98% approved of 135One lender: 98% approved of 358One lender: 98% approved of 127One lender: 99% approved of 202One lender: 99% approved of 209One lender: 99% approved of 174Cmg Mortgage, Inc.: 100% approved of 949One lender: 100% approved of 70One lender: 100% approved of 37One lender: 100% approved of 36One lender: 100% approved of 35One lender: 100% approved of 25One lender: 100% approved of 24One lender: 100% approved of 24One lender: 100% approved of 23One lender: 100% approved of 22One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in South Dakota

LenderApprovalApprovedTaken upTypical loanLoans made
1Plains Commerce Bank97%2,172 / 2,228100%$275K2,171
2Cmg Mortgage, Inc.100%947 / 94993%$315K885
3First PREMIER Bank84%640 / 76698%$275K629
4First Bank & Trust90%467 / 517100%$275K465
5Black Hills Federal Credit Union88%421 / 47794%$275K396

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 249 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in South Dakota. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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