Investment property improvement lenders in Grayson County, Texas
Fat Boy Data analyzed investment home improvement loan activity in Grayson County, Texas, home to Sherman, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 70 applications were decided by 23 lenders between 2023 and 2025.
Grayson County at a glance
How Grayson County compares
What the data shows
First United Bank and Trust Company made the most investment home improvement loans in Grayson County, TX, 26 of them.
That is 48% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
First United Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 88% of 32.
Lenders approved 81.4% of investment home improvement loan applications in Grayson County, TX, 29.4 percentage points above the Texas rate of 52.0%.
The typical investment home improvement loan here is $105K, 16% smaller than the Texas typical of $125K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Grayson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First United Bank and Trust Company | 88% | 28 / 32 | 93% | $105K | 26 |
| 2 | Deephaven Mortgage LLCLimited sample | 75% | 3 / 4 | 100% | $145K | 3 |
| 3 | Rpe Home Inc.Limited sample | 100% | 4 / 4 | 100% | $155K | 4 |
| 4 | First State BankLimited sample | 100% | 3 / 3 | 100% | $75K | 3 |
| 5 | Independent BankLimited sample | 100% | 3 / 3 | 100% | $85K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 18 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Grayson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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