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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Grayson County, Texas

Fat Boy Data analyzed cash-out refinance activity in Grayson County, Texas, home to Sherman, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,383 applications were decided by 156 lenders between 2023 and 2025.

Grayson County at a glance

156Active lenders15 with 20+ decisions
69.0%Market approval rate954 of 1,383 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up884 loans funded

How Grayson County compares

Approval rate compared
Grayson County69.0%Texas66.8%All 616 counties68.2%
Typical loan compared
Grayson County$195KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Grayson County, TX, 203 of them.

First United Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 87% of 38.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 44One lender: 45% approved of 33One lender: 52% approved of 21Newrez LLC: 53% approved of 55One lender: 56% approved of 25One lender: 58% approved of 43One lender: 69% approved of 32One lender: 73% approved of 33Credit Union of Texas: 73% approved of 108One lender: 74% approved of 39One lender: 78% approved of 36Rocket Mortgage, LLC: 78% approved of 268Guild Mortgage Company LLC: 85% approved of 95Randolph-Brooks Federal Credit Union: 86% approved of 69One lender: 87% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Grayson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%210 / 26897%$195K203
2Credit Union of Texas73%79 / 10894%$85K74
3Guild Mortgage Company LLC85%81 / 9583%$155K67
4Randolph-Brooks Federal Credit Union86%59 / 6995%$85K56
5Newrez LLC53%29 / 5597%$175K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 151 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Grayson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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