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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lubbock County, Texas

Fat Boy Data analyzed cash-out refinance activity in Lubbock County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,545 applications were decided by 125 lenders between 2023 and 2025.

Lubbock County at a glance

125Active lenders17 with 20+ decisions
68.2%Market approval rate1,053 of 1,545 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up999 loans funded

How Lubbock County compares

Approval rate compared
Lubbock County68.2%Texas66.8%All 616 counties68.2%
Typical loan compared
Lubbock County$155KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lubbock County, TX, 213 of them.

Peoples Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

The typical cash-out refinance here is $155K, 16% smaller than the Texas typical of $185K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 60Wells Fargo Bank, National Association: 31% approved of 64City Bank: 35% approved of 69One lender: 42% approved of 43One lender: 43% approved of 28One lender: 47% approved of 43One lender: 66% approved of 35Loandepot.Com, LLC: 66% approved of 82One lender: 71% approved of 24One lender: 72% approved of 46One lender: 74% approved of 43Rocket Mortgage, LLC: 77% approved of 279One lender: 85% approved of 62One lender: 85% approved of 62One lender: 95% approved of 20Alliance Credit Union: 95% approved of 209One lender: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lubbock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%215 / 27999%$155K213
2Alliance Credit Union95%199 / 209100%$95K199
3Loandepot.Com, LLC66%54 / 8291%$165K49
4City Bank35%24 / 69100%$135K24
5Wells Fargo Bank, National Association31%20 / 64100%$125K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 120 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lubbock County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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