Investment property cash-out lenders in Lubbock County, Texas
Fat Boy Data analyzed investment cash-out refinance activity in Lubbock County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 415 applications were decided by 96 lenders between 2023 and 2025.
Lubbock County at a glance
How Lubbock County compares
What the data shows
Alliance Credit Union made the most investment cash-out refinances in Lubbock County, TX, 39 of them.
Citizens State Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.
Lenders approved 79.3% of investment cash-out refinance applications in Lubbock County, TX, 7.9 percentage points above the Texas rate of 71.4%.
The typical investment cash-out refinance here is $135K, 27% smaller than the Texas typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property cash-out lenders in Lubbock County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Alliance Credit Union | 95% | 39 / 41 | 100% | $115K | 39 |
| 2 | Citizens State Bank | 100% | 34 / 34 | 100% | $155K | 34 |
| 3 | City Bank | 93% | 28 / 30 | 100% | $135K | 28 |
| 4 | United Wholesale Mortgage, LLCBroker only | 86% | 25 / 29 | 100% | $125K | 25 |
| 5 | Homexpress Mortgage Corp.Broker only | 45% | 10 / 22 | 100% | $135K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 91 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Lubbock County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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