Investment property improvement lenders in Fairfax County, Virginia
Fat Boy Data analyzed investment home improvement loan activity in Fairfax County, Virginia, home to Herndon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 469 applications were decided by 72 lenders between 2023 and 2025.
Fairfax County at a glance
How Fairfax County compares
What the data shows
Navy Federal Credit Union made the most investment home improvement loans in Fairfax County, VA, 27 of them.
TD Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 44% of 43.
The typical investment home improvement loan here is $115K, 35% larger than the Virginia typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Fairfax County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 27% | 28 / 104 | 96% | $105K | 27 |
| 2 | Bank of America, National Association | 6% | 3 / 51 | 100% | $255K | 3 |
| 3 | TD Bank, National Association | 44% | 19 / 43 | 95% | $115K | 18 |
| 4 | Homebridge Financial Services, Inc.Limited sample | 83% | 15 / 18 | 87% | $105K | 13 |
| 5 | Spring Eq, LLCLimited sample | 18% | 3 / 17 | 100% | $185K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 67 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Fairfax County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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