Investment property improvement lenders in Virginia
Fat Boy Data analyzed investment home improvement loan activity in Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,950 applications were decided by 167 lenders between 2023 and 2025.
Virginia at a glance
How Virginia compares
What the data shows
Navy Federal Credit Union made the most investment home improvement loans in Virginia, 240 of them.
Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 84% of 43.
Lenders approved 43.8% of investment home improvement loan applications in Virginia, 7.4 percentage points below the the United States rate of 51.2%.
The typical investment home improvement loan here is $85K, 26% smaller than the the United States typical of $115K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Virginia
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 30% | 249 / 823 | 96% | $75K | 240 |
| 2 | Langley Federal Credit Union | 58% | 126 / 217 | 100% | $55K | 126 |
| 3 | Bank of America, National Association | 8% | 15 / 177 | 87% | $205K | 13 |
| 4 | TD Bank, National Association | 51% | 69 / 134 | 99% | $115K | 68 |
| 5 | Figure Lending LLC | 67% | 84 / 126 | 71% | $65K | 60 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 162 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Virginia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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