HomeVirginiaStafford CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Stafford County, Virginia

Fat Boy Data analyzed cash-out refinance activity in Stafford County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,782 applications were decided by 172 lenders between 2023 and 2025.

Stafford County at a glance

172Active lenders22 with 20+ decisions
71.1%Market approval rate1,978 of 2,782 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,882 loans funded

How Stafford County compares

Approval rate compared
Stafford County71.1%Virginia69.7%All 616 counties68.2%
Typical loan compared
Stafford County$175KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Stafford County, VA, 557 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 46.

The typical cash-out refinance here is $175K, 10% smaller than the Virginia typical of $195K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 48Lakeview Loan Servicing, LLC: 28% approved of 61Amerisave Mortgage Corporation: 31% approved of 166Spring Eq, LLC: 31% approved of 26New Day Financial, LLC: 42% approved of 55Carrington Mortgage Services, LLC: 43% approved of 91Pentagon Federal Credit Union: 52% approved of 25Wells Fargo Bank, National Association: 52% approved of 21Newrez LLC: 62% approved of 110Village Capital & Investment LLC: 67% approved of 30Loandepot.Com, LLC: 71% approved of 79Virginia Federal Credit Union: 71% approved of 21Navy Federal Credit Union: 74% approved of 209Pennymac Loan Services, LLC: 76% approved of 102United Wholesale Mortgage, LLC: 79% approved of 221Freedom Mortgage Corporation: 81% approved of 117GoodLeap, LLC: 82% approved of 28Rocket Mortgage, LLC: 86% approved of 670The Federal Savings Bank: 87% approved of 38Nationstar Mortgage LLC: 87% approved of 47Truist Bank: 88% approved of 24Movement Mortgage, LLC: 98% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Stafford County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%574 / 67097%$145K557
2United Wholesale Mortgage, LLCBroker only79%174 / 22196%$415K167
3Navy Federal Credit Union74%154 / 20999%$145K153
4Amerisave Mortgage Corporation31%51 / 166100%$165K51
5Freedom Mortgage Corporation81%95 / 11794%$455K89

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 167 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Stafford County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Stafford County

Nearby markets