Investment property improvement lenders in Garland County, Arkansas
Fat Boy Data analyzed investment home improvement loan activity in Garland County, Arkansas, home to Hot Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 139 applications were decided by 36 lenders between 2023 and 2025.
Garland County at a glance
How Garland County compares
What the data shows
Southern Bancorp Bank made the most investment home improvement loans in Garland County, AR, 15 of them.
Arvest Bank approved the highest share of applications among lenders with at least 20 decisions here, 56% of 25.
Lenders approved 64.0% of investment home improvement loan applications in Garland County, AR, 7.4 percentage points below the Arkansas rate of 71.4%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Garland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Arvest Bank | 56% | 14 / 25 | 93% | $85K | 13 |
| 2 | Southern Bancorp BankLimited sample | 100% | 15 / 15 | 100% | $105K | 15 |
| 3 | Bank OZKLimited sample | 50% | 6 / 12 | 100% | $55K | 6 |
| 4 | Regions BankLimited sample | 9% | 1 / 11 | 100% | $75K | 1 |
| 5 | First Security BankLimited sample | 100% | 8 / 8 | 100% | $105K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 31 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Garland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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