Home improvement loan lenders in Garland County, Arkansas
Fat Boy Data analyzed home improvement loan activity in Garland County, Arkansas, home to Hot Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 933 applications were decided by 53 lenders between 2023 and 2025.
Garland County at a glance
How Garland County compares
What the data shows
Regions Bank made the most home improvement loans in Garland County, AR, 92 of them.
First Security Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 28.
Lenders approved 57.8% of home improvement loan applications in Garland County, AR, 5.6 percentage points below the Arkansas rate of 63.4%.
The typical home improvement loan here is $55K, 15% smaller than the Arkansas typical of $65K.
Only 1 lender here typically writes at or below $35K: Regions Bank.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Garland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 50% | 101 / 203 | 91% | $35K | 92 |
| 2 | Arvest Bank | 59% | 91 / 155 | 99% | $55K | 90 |
| 3 | Arkansas Federal Credit Union | 77% | 83 / 108 | 100% | $45K | 83 |
| 4 | Bank OZK | 53% | 54 / 102 | 85% | $55K | 46 |
| 5 | U.S. Bank National Association | 46% | 33 / 72 | 94% | $55K | 31 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 48 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Garland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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