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refinance lenders · HMDA 2023–2025

Refinance lenders in Garland County, Arkansas

Fat Boy Data analyzed mortgage refinance activity in Garland County, Arkansas, home to Hot Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 867 applications were decided by 112 lenders between 2023 and 2025.

Garland County at a glance

112Active lenders8 with 20+ decisions
76.4%Market approval rate662 of 867 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up619 loans funded

How Garland County compares

Approval rate compared
Garland County76.4%Arkansas79.7%All 616 counties76.5%
Typical loan compared
Garland County$155KArkansas$225KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Garland County, AR, 67 of them.

First Community Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical mortgage refinance here is $155K, 31% smaller than the Arkansas typical of $225K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Regions Bank: 69% approved of 105Arvest Bank: 70% approved of 84One lender: 71% approved of 24Rocket Mortgage, LLC: 73% approved of 71United Wholesale Mortgage, LLC: 83% approved of 58One lender: 83% approved of 36Southern Bancorp Bank: 95% approved of 41One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Garland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank69%72 / 10593%$55K67
2Arvest Bank70%59 / 8497%$105K57
3Rocket Mortgage, LLC73%52 / 7198%$205K51
4United Wholesale Mortgage, LLCBroker only83%48 / 5896%$305K46
5Southern Bancorp Bank95%39 / 4192%$85K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 107 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Garland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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