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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Garland County, Arkansas

Fat Boy Data analyzed cash-out refinance activity in Garland County, Arkansas, home to Hot Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,155 applications were decided by 113 lenders between 2023 and 2025.

Garland County at a glance

113Active lenders14 with 20+ decisions
62.1%Market approval rate717 of 1,155 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up672 loans funded

How Garland County compares

Approval rate compared
Garland County62.1%Arkansas67.0%All 616 counties68.2%
Typical loan compared
Garland County$145KArkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Garland County, AR, 175 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Diamond Lakes Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 25Amerisave Mortgage Corporation: 29% approved of 112One lender: 34% approved of 38One lender: 38% approved of 34Loandepot.Com, LLC: 40% approved of 43One lender: 57% approved of 21One lender: 64% approved of 22One lender: 64% approved of 36Pennymac Loan Services, LLC: 67% approved of 46Rocket Mortgage, LLC: 72% approved of 257One lender: 74% approved of 31One lender: 75% approved of 40United Wholesale Mortgage, LLC: 79% approved of 57One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Garland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC72%184 / 25795%$125K175
2Amerisave Mortgage Corporation29%33 / 11297%$75K32
3United Wholesale Mortgage, LLCBroker only79%45 / 5793%$195K42
4Pennymac Loan Services, LLC67%31 / 46100%$145K31
5Loandepot.Com, LLC40%17 / 4394%$205K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 108 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Garland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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