Investment property cash-out lenders in California
Fat Boy Data analyzed investment cash-out refinance activity in California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 50,043 applications were decided by 623 lenders between 2023 and 2025.
California at a glance
How California compares
What the data shows
Rocket Mortgage, LLC made the most investment cash-out refinances in California, 1,465 of them.
Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 382.
The typical investment cash-out refinance here is $425K, 107% larger than the the United States typical of $205K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property cash-out lenders in California
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 71% | 4,463 / 6,263 | 98% | $315K | 4,375 |
| 2 | Ocmbc, Inc.Broker only | 86% | 2,238 / 2,594 | 73% | $465K | 1,641 |
| 3 | Rocket Mortgage, LLC | 74% | 1,496 / 2,034 | 98% | $375K | 1,465 |
| 4 | Homexpress Mortgage Corp.Broker only | 59% | 903 / 1,534 | 98% | $505K | 884 |
| 5 | Amwest Funding Corp. | 86% | 1,299 / 1,518 | 100% | $385K | 1,298 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 618 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in California. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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