refinance lenders · HMDA 2023–2025

Refinance lenders in Contra Costa County, California

Fat Boy Data analyzed mortgage refinance activity in Contra Costa County, California, home to Concord, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,850 applications were decided by 348 lenders between 2023 and 2025.

Contra Costa County at a glance

348Active lenders78 with 20+ decisions
78.8%Market approval rate7,760 of 9,850 decided
$665KTypical loanmedian lender, $10K brackets
94%Borrower take-up7,333 loans funded

How Contra Costa County compares

Approval rate compared
Contra Costa County78.8%California76.7%All 616 counties76.5%
Typical loan compared
Contra Costa County$665KCalifornia$655KAll 616 counties$295K

What the data shows

Bank of America, National Association made the most mortgage refinances in Contra Costa County, CA, 617 of them.

Cornerstone First Mortgage, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 41One lender: 33% approved of 156One lender: 44% approved of 103One lender: 45% approved of 212One lender: 49% approved of 35One lender: 56% approved of 183One lender: 57% approved of 49One lender: 62% approved of 32One lender: 63% approved of 94One lender: 64% approved of 115One lender: 66% approved of 65One lender: 67% approved of 45One lender: 70% approved of 175One lender: 70% approved of 71Bank of America, National Association: 72% approved of 868One lender: 73% approved of 85Fremont Bank: 74% approved of 404One lender: 74% approved of 58One lender: 74% approved of 47One lender: 75% approved of 36Rocket Mortgage, LLC: 75% approved of 716One lender: 76% approved of 131One lender: 76% approved of 33One lender: 76% approved of 38One lender: 77% approved of 31One lender: 79% approved of 38One lender: 80% approved of 49One lender: 81% approved of 78One lender: 81% approved of 37One lender: 82% approved of 28One lender: 83% approved of 221One lender: 83% approved of 144One lender: 84% approved of 45United Wholesale Mortgage, LLC: 85% approved of 1,065One lender: 85% approved of 33One lender: 86% approved of 172One lender: 87% approved of 167U.S. Bank National Association: 87% approved of 480One lender: 87% approved of 111One lender: 88% approved of 42One lender: 88% approved of 68One lender: 89% approved of 55One lender: 90% approved of 93One lender: 90% approved of 114One lender: 90% approved of 167One lender: 91% approved of 234One lender: 92% approved of 40One lender: 93% approved of 75One lender: 93% approved of 30One lender: 94% approved of 32One lender: 94% approved of 165One lender: 94% approved of 33One lender: 95% approved of 43One lender: 96% approved of 26One lender: 97% approved of 71One lender: 97% approved of 79One lender: 98% approved of 45One lender: 98% approved of 247One lender: 100% approved of 33One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Contra Costa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%901 / 1,06597%$675K871
2Bank of America, National Association72%628 / 86898%$405K617
3Rocket Mortgage, LLC75%540 / 71696%$665K519
4U.S. Bank National Association87%417 / 48097%$1.02M405
5Fremont Bank74%297 / 40498%$255K292

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 343 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Contra Costa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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