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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Contra Costa County, California

Fat Boy Data analyzed investment cash-out refinance activity in Contra Costa County, California, home to Concord, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,164 applications were decided by 194 lenders between 2023 and 2025.

Contra Costa County at a glance

194Active lenders8 with 20+ decisions
74.3%Market approval rate865 of 1,164 decided
$375KTypical loanmedian lender, $10K brackets
90%Borrower take-up780 loans funded

How Contra Costa County compares

Approval rate compared
Contra Costa County74.3%California75.0%All 616 counties73.1%
Typical loan compared
Contra Costa County$375KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Contra Costa County, CA, 36 of them.

Amwest Funding Corp. approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

The typical investment cash-out refinance here is $375K, 12% smaller than the California typical of $425K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 31One lender: 48% approved of 25Homexpress Mortgage Corp.: 60% approved of 35United Wholesale Mortgage, LLC: 74% approved of 129Rocket Mortgage, LLC: 77% approved of 47Ocmbc, Inc.: 83% approved of 41One lender: 87% approved of 23Citadel Servicing Corporation: 94% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Contra Costa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%95 / 12997%$285K92
2Rocket Mortgage, LLC77%36 / 47100%$315K36
3Ocmbc, Inc.Broker only83%34 / 4171%$375K24
4Citadel Servicing Corporation94%33 / 3552%$385K17
5Homexpress Mortgage Corp.Broker only60%21 / 3595%$405K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 189 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Contra Costa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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