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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Contra Costa County, California

Fat Boy Data analyzed investment property refinance activity in Contra Costa County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 844 applications were decided by 164 lenders between 2023 and 2025.

Contra Costa County at a glance

164Active lenders10 with 20+ decisions
74.8%Market approval rate631 of 844 decided
$445KTypical loanmedian lender, $10K brackets
94%Borrower take-up590 loans funded

How Contra Costa County compares

Approval rate compared
Contra Costa County74.8%California76.8%All 616 counties77.7%
Typical loan compared
Contra Costa County$445KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in Contra Costa County, CA, 29 of them.

Googain, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical investment property refinance here is $445K, 20% smaller than the California typical of $555K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 36% approved of 25Rocket Mortgage, LLC: 50% approved of 32U.S. Bank National Association: 65% approved of 23Fremont Bank: 66% approved of 32United Wholesale Mortgage, LLC: 69% approved of 68Pennymac Loan Services, LLC: 78% approved of 23Kiavi Funding, Inc.: 90% approved of 21The Loan Store, Inc.: 91% approved of 35JPMorgan Chase Bank, National Association: 96% approved of 23Googain, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Contra Costa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only69%47 / 6896%$445K45
2The Loan Store, Inc.91%32 / 3591%$425K29
3Rocket Mortgage, LLC50%16 / 3294%$365K15
4Fremont Bank66%21 / 3295%$325K20
5Bank of America, National Association36%9 / 25100%$595K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 159 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Contra Costa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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