Investment property lenders in Bay County, Florida
Fat Boy Data analyzed investment property mortgage activity in Bay County, Florida, home to Panama City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,871 applications were decided by 486 lenders between 2023 and 2025.
Bay County at a glance
How Bay County compares
What the data shows
Lendsure Mortgage Corp. made the most investment property mortgages in Bay County, FL, 190 of them.
Lendsure Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 209.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property lenders in Bay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Lendsure Mortgage Corp. | 100% | 209 / 209 | 91% | $265K | 190 |
| 2 | United Wholesale Mortgage, LLCBroker only | 81% | 142 / 176 | 99% | $265K | 140 |
| 3 | Northpointe Bank | 98% | 139 / 142 | 97% | $305K | 135 |
| 4 | Rocket Mortgage, LLC | 69% | 85 / 124 | 100% | $265K | 85 |
| 5 | BankPlus | 88% | 100 / 113 | 73% | $285K | 73 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 481 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment property mortgage lenders in Bay County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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