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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Indian River County, Florida

Fat Boy Data analyzed investment property refinance activity in Indian River County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 152 applications were decided by 58 lenders between 2023 and 2025.

Indian River County at a glance

58Active lenders1 with 20+ decisions
64.5%Market approval rate98 of 152 decided
$245KTypical loanmedian lender, $10K brackets
88%Borrower take-up86 loans funded

How Indian River County compares

Approval rate compared
Indian River County64.5%Florida68.0%All 616 counties77.7%
Typical loan compared
Indian River County$245KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Indian River County, FL, 22 of them.

That is 26% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 57% of 46.

The typical investment property refinance here is $245K, 11% smaller than the Florida typical of $275K.

Investment property refinance lenders in Indian River County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.57%26 / 4685%$195K22
2United Wholesale Mortgage, LLCBroker only55%6 / 11100%$245K6
3Bpl Mortgage, LLCLimited sample67%4 / 650%$245K2
4Rocket Mortgage, LLCLimited sample100%5 / 5100%$175K5
5Crosscountry Mortgage, LLCLimited sample100%4 / 4100%$355K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 53 more lenders.

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