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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Florida

Fat Boy Data analyzed investment property refinance activity in Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 20,065 applications were decided by 966 lenders between 2023 and 2025.

Florida at a glance

966Active lenders139 with 20+ decisions
68.0%Market approval rate13,634 of 20,065 decided
$275KTypical loanmedian lender, $10K brackets
88%Borrower take-up12,021 loans funded

How Florida compares

Approval rate compared
Florida68.0%All 616 counties77.7%
Typical loan compared
Florida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Florida, 1,360 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 147.

Lenders approved 68.0% of investment property refinance applications in Florida, 9.8 percentage points below the the United States rate of 77.7%.

The typical investment property refinance here is $275K, 17% larger than the the United States typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 21% approved of 203Fifth Third Bank, National Association: 24% approved of 102Lakeview Loan Servicing, LLC: 24% approved of 153Bank of America, National Association: 32% approved of 263Ice Lender Holdings LLC: 32% approved of 115Lendingone, LLC: 33% approved of 298Hometown Equity Mortgage, LLC: 37% approved of 430PNC Bank, National Association: 38% approved of 106Regions Bank: 39% approved of 122Citizens Bank, National Association: 39% approved of 124Truist Bank: 39% approved of 116Wells Fargo Bank, National Association: 39% approved of 176Homexpress Mortgage Corp.: 39% approved of 357Homebridge Financial Services, Inc.: 40% approved of 103Kind Lending, LLC: 46% approved of 133Deephaven Mortgage LLC: 46% approved of 318TD Bank, National Association: 46% approved of 282Royal United Mortgage LLC: 52% approved of 152Carrington Mortgage Services, LLC: 54% approved of 83Newrez LLC: 55% approved of 244Clearedge Lending LLC: 56% approved of 135JPMorgan Chase Bank, National Association: 57% approved of 120Angel Oak Mortgage Solutions LLC: 58% approved of 76United Wholesale Mortgage, LLC: 61% approved of 1,418Rocket Mortgage, LLC: 62% approved of 636Banco do Brasil Americas: 65% approved of 95Pennymac Loan Services, LLC: 68% approved of 177Champions Funding, LLC: 69% approved of 274Loan Funder LLC: 69% approved of 175Helm Bank USA: 69% approved of 72Vista Point Mortgage, LLC: 72% approved of 222Nexera Holding LLC: 73% approved of 70Kiavi Funding, Inc.: 74% approved of 1,931Cv3 Financial Services, LLC: 74% approved of 107Ocmbc, Inc.: 74% approved of 283Temple View Capital Funding, Lp: 74% approved of 155Guaranteed Rate, Inc.: 77% approved of 92Lima One Capital, LLC: 77% approved of 351A&D Mortgage LLC: 78% approved of 456Cmg Mortgage, Inc.: 79% approved of 167Logan Finance Corporation: 80% approved of 69Churchill Funding I LLC: 80% approved of 94Bradesco Bank: 80% approved of 97Foundation Mortgage Corporation: 83% approved of 274The Loan Store, Inc.: 86% approved of 342Emporium Tpo LLC: 87% approved of 69Bpl Mortgage, LLC: 88% approved of 213Crosscountry Mortgage, LLC: 89% approved of 219Reliable Holdings Manager LLC: 89% approved of 130American Heritage Lending, LLC: 93% approved of 340Citadel Servicing Corporation: 95% approved of 304Cornerstone First Mortgage, Inc: 95% approved of 96Oaktree Funding Corp.: 96% approved of 69Nationwide Mortgage Bankers, Inc.: 96% approved of 70Community Bank of Mississippi: 96% approved of 82Velocity Commercial Capital, LLC: 97% approved of 96Corevest American Finance Lender LLC: 97% approved of 102Rf Renovo Management Company, LLC: 99% approved of 100FM Home Loans, LLC: 99% approved of 147Dominion Financial Services, LLC: 100% approved of 356

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Florida

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.74%1,421 / 1,93196%$205K1,360
2United Wholesale Mortgage, LLCBroker only61%868 / 1,41897%$285K842
3Rocket Mortgage, LLC62%397 / 63693%$255K369
4A&D Mortgage LLC78%356 / 45695%$295K338
5Hometown Equity Mortgage, LLC37%161 / 43097%$285K156

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 961 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Florida. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Florida

Counties in Florida