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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Florida

Fat Boy Data analyzed investment property refinance activity in Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 20,065 applications were decided by 966 lenders between 2023 and 2025.

Florida at a glance

966Active lenders139 with 20+ decisions
68.0%Market approval rate13,634 of 20,065 decided
$275KTypical loanmedian lender, $10K brackets
88%Borrower take-up12,021 loans funded

How Florida compares

Approval rate compared
Florida68.0%All 616 counties77.7%
Typical loan compared
Florida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Florida, 1,360 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 147.

Lenders approved 68.0% of investment property refinance applications in Florida, 9.8 percentage points below the the United States rate of 77.7%.

The typical investment property refinance here is $275K, 17% larger than the the United States typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 203One lender: 24% approved of 102One lender: 24% approved of 153One lender: 32% approved of 263One lender: 32% approved of 115One lender: 33% approved of 298Hometown Equity Mortgage, LLC: 37% approved of 430One lender: 38% approved of 106One lender: 39% approved of 122One lender: 39% approved of 124One lender: 39% approved of 116One lender: 39% approved of 176One lender: 39% approved of 357One lender: 40% approved of 103One lender: 46% approved of 133One lender: 46% approved of 318One lender: 46% approved of 282One lender: 52% approved of 152One lender: 54% approved of 83One lender: 55% approved of 244One lender: 56% approved of 135One lender: 57% approved of 120One lender: 58% approved of 76United Wholesale Mortgage, LLC: 61% approved of 1,418Rocket Mortgage, LLC: 62% approved of 636One lender: 65% approved of 95One lender: 68% approved of 177One lender: 69% approved of 274One lender: 69% approved of 175One lender: 69% approved of 72One lender: 72% approved of 222One lender: 73% approved of 70Kiavi Funding, Inc.: 74% approved of 1,931One lender: 74% approved of 107One lender: 74% approved of 283One lender: 74% approved of 155One lender: 77% approved of 92One lender: 77% approved of 351A&D Mortgage LLC: 78% approved of 456One lender: 79% approved of 167One lender: 80% approved of 69One lender: 80% approved of 94One lender: 80% approved of 97One lender: 83% approved of 274One lender: 86% approved of 342One lender: 87% approved of 69One lender: 88% approved of 213One lender: 89% approved of 219One lender: 89% approved of 130One lender: 93% approved of 340One lender: 95% approved of 304One lender: 95% approved of 96One lender: 96% approved of 69One lender: 96% approved of 70One lender: 96% approved of 82One lender: 97% approved of 96One lender: 97% approved of 102One lender: 99% approved of 100One lender: 99% approved of 147One lender: 100% approved of 356

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Florida

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.74%1,421 / 1,93196%$205K1,360
2United Wholesale Mortgage, LLCBroker only61%868 / 1,41897%$285K842
3Rocket Mortgage, LLC62%397 / 63693%$255K369
4A&D Mortgage LLC78%356 / 45695%$295K338
5Hometown Equity Mortgage, LLC37%161 / 43097%$285K156

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 961 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Florida. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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