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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Indian River County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Indian River County, Florida, home to Sebastian, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 237 applications were decided by 90 lenders between 2023 and 2025.

Indian River County at a glance

90Active lenders1 with 20+ decisions
66.7%Market approval rate158 of 237 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up149 loans funded

How Indian River County compares

Approval rate compared
Indian River County66.7%Florida68.9%All 616 counties73.1%
Typical loan compared
Indian River County$205KFlorida$245KAll 616 counties$205K

What the data shows

Citadel Servicing Corporation made the most investment cash-out refinances in Indian River County, FL, 7 of them.

The typical investment cash-out refinance here is $205K, 16% smaller than the Florida typical of $245K.

Investment property cash-out lenders in Indian River County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only70%16 / 23100%$235K16
2Homexpress Mortgage Corp.Broker only85%11 / 13100%$205K11
3Space Coast Credit UnionLimited sample33%4 / 12100%$105K4
4Temple View Capital Funding, LpLimited sample18%2 / 11100%$375K2
5Citadel Servicing CorporationLimited sample90%9 / 1078%$235K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 85 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Indian River County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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