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refinance lenders · HMDA 2023–2025

Refinance lenders in Osceola County, Florida

Fat Boy Data analyzed mortgage refinance activity in Osceola County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,831 applications were decided by 229 lenders between 2023 and 2025.

Osceola County at a glance

229Active lenders27 with 20+ decisions
62.7%Market approval rate1,774 of 2,831 decided
$355KTypical loanmedian lender, $10K brackets
85%Borrower take-up1,508 loans funded

How Osceola County compares

Approval rate compared
Osceola County62.7%Florida66.8%All 616 counties76.5%
Typical loan compared
Osceola County$355KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Osceola County, FL, 126 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

The typical mortgage refinance here is $355K, 13% larger than the Florida typical of $315K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 22% approved of 23Discover Bank: 26% approved of 100Lakeview Loan Servicing, LLC: 32% approved of 184Mortgage Research Center, LLC: 33% approved of 79Carrington Mortgage Services, LLC: 33% approved of 21Regions Bank: 35% approved of 68TD Bank, National Association: 38% approved of 24Midflorida: 41% approved of 39Third Federal Savings And Loan Association Of Cleveland: 45% approved of 44Bank of America, National Association: 48% approved of 94PNC Bank, National Association: 49% approved of 53Truist Bank: 51% approved of 77SouthState Bank, National Association: 56% approved of 54Newrez LLC: 56% approved of 68Fifth Third Bank, National Association: 65% approved of 51Nationstar Mortgage LLC: 67% approved of 27Wells Fargo Bank, National Association: 69% approved of 42Mutual of Omaha Mortgage, Inc.: 71% approved of 34United Wholesale Mortgage, LLC: 73% approved of 372Pennymac Loan Services, LLC: 74% approved of 85Rocket Mortgage, LLC: 75% approved of 186Planet Home Lending, LLC: 78% approved of 27JPMorgan Chase Bank, National Association: 84% approved of 25Freedom Mortgage Corporation: 89% approved of 156Village Capital & Investment LLC: 91% approved of 129TrustCo Bank: 92% approved of 25Crosscountry Mortgage, LLC: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Osceola County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%272 / 37294%$375K256
2Rocket Mortgage, LLC75%139 / 18691%$355K126
3Lakeview Loan Servicing, LLC32%58 / 18424%$375K14
4Freedom Mortgage Corporation89%139 / 15670%$405K97
5Village Capital & Investment LLC91%117 / 12951%$395K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 224 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Osceola County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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