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refinance lenders · HMDA 2023–2025

Refinance lenders in Pasco County, Florida

Fat Boy Data analyzed mortgage refinance activity in Pasco County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,835 applications were decided by 299 lenders between 2023 and 2025.

Pasco County at a glance

299Active lenders45 with 20+ decisions
69.1%Market approval rate4,031 of 5,835 decided
$325KTypical loanmedian lender, $10K brackets
89%Borrower take-up3,584 loans funded

How Pasco County compares

Approval rate compared
Pasco County69.1%Florida66.8%All 616 counties76.5%
Typical loan compared
Pasco County$325KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Pasco County, FL, 299 of them.

Finance of America Reverse LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 48.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 3% approved of 34Amerisave Mortgage Corporation: 9% approved of 22USF Federal Credit Union: 25% approved of 24Discover Bank: 29% approved of 160Mortgage Research Center, LLC: 35% approved of 127Navy Federal Credit Union: 44% approved of 39Spring Eq, LLC: 47% approved of 30Lakeview Loan Servicing, LLC: 47% approved of 310Carrington Mortgage Services, LLC: 53% approved of 32TD Bank, National Association: 55% approved of 60SouthState Bank, National Association: 56% approved of 27Fifth Third Bank, National Association: 56% approved of 85Truist Bank: 57% approved of 252Bank of America, National Association: 57% approved of 178Newrez LLC: 58% approved of 95Third Federal Savings And Loan Association Of Cleveland: 59% approved of 234Midflorida: 59% approved of 158Onity Mortgage Corporation: 60% approved of 30Regions Bank: 63% approved of 188Wells Fargo Bank, National Association: 63% approved of 30Royal United Mortgage LLC: 65% approved of 46GTE Federal Credit Union: 66% approved of 158PNC Bank, National Association: 67% approved of 93Synovus Bank: 67% approved of 21Milend, Inc.: 68% approved of 28Loandepot.Com, LLC: 69% approved of 29Citizens Bank, National Association: 70% approved of 33Suncoast Credit Union: 71% approved of 278Longbridge Financial, LLC: 73% approved of 22Nationstar Mortgage LLC: 74% approved of 34Kind Lending, LLC: 75% approved of 20Rocket Mortgage, LLC: 77% approved of 430Mutual of Omaha Mortgage, Inc.: 81% approved of 59Village Capital & Investment LLC: 83% approved of 161TrustCo Bank: 83% approved of 30LoanUnited.com, LLC: 83% approved of 24United Wholesale Mortgage, LLC: 84% approved of 687Cardinal Financial Company, Limited Partnership: 86% approved of 21Planet Home Lending, LLC: 86% approved of 36Pennymac Loan Services, LLC: 87% approved of 173Crosscountry Mortgage, LLC: 88% approved of 42JPMorgan Chase Bank, National Association: 88% approved of 43New Day Financial, LLC: 90% approved of 21Freedom Mortgage Corporation: 95% approved of 237Finance of America Reverse LLC: 96% approved of 48

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Pasco County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%580 / 68791%$375K527
2Rocket Mortgage, LLC77%331 / 43090%$325K299
3Lakeview Loan Servicing, LLC47%147 / 31038%$375K56
4Suncoast Credit Union71%197 / 27899%$95K196
5Truist Bank57%143 / 25288%$125K126

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 294 more lenders.

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