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refinance lenders · HMDA 2023–2025

Refinance lenders in Pasco County, Florida

Fat Boy Data analyzed mortgage refinance activity in Pasco County, Florida, home to Zephyrhills, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,835 applications were decided by 299 lenders between 2023 and 2025.

Pasco County at a glance

299Active lenders45 with 20+ decisions
69.1%Market approval rate4,031 of 5,835 decided
$325KTypical loanmedian lender, $10K brackets
89%Borrower take-up3,584 loans funded

How Pasco County compares

Approval rate compared
Pasco County69.1%Florida66.8%All 616 counties76.5%
Typical loan compared
Pasco County$325KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Pasco County, FL, 299 of them.

Finance of America Reverse LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 48.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 3% approved of 34One lender: 9% approved of 22One lender: 25% approved of 24One lender: 29% approved of 160One lender: 35% approved of 127One lender: 44% approved of 39One lender: 47% approved of 30Lakeview Loan Servicing, LLC: 47% approved of 310One lender: 53% approved of 32One lender: 55% approved of 60One lender: 56% approved of 27One lender: 56% approved of 85Truist Bank: 57% approved of 252One lender: 57% approved of 178One lender: 58% approved of 95One lender: 59% approved of 234One lender: 59% approved of 158One lender: 60% approved of 30One lender: 63% approved of 188One lender: 63% approved of 30One lender: 65% approved of 46One lender: 66% approved of 158One lender: 67% approved of 93One lender: 67% approved of 21One lender: 68% approved of 28One lender: 69% approved of 29One lender: 70% approved of 33Suncoast Credit Union: 71% approved of 278One lender: 73% approved of 22One lender: 74% approved of 34One lender: 75% approved of 20Rocket Mortgage, LLC: 77% approved of 430One lender: 81% approved of 59One lender: 83% approved of 161One lender: 83% approved of 30One lender: 83% approved of 24United Wholesale Mortgage, LLC: 84% approved of 687One lender: 86% approved of 21One lender: 86% approved of 36One lender: 87% approved of 173One lender: 88% approved of 42One lender: 88% approved of 43One lender: 90% approved of 21One lender: 95% approved of 237One lender: 96% approved of 48

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Pasco County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%580 / 68791%$375K527
2Rocket Mortgage, LLC77%331 / 43090%$325K299
3Lakeview Loan Servicing, LLC47%147 / 31038%$375K56
4Suncoast Credit Union71%197 / 27899%$95K196
5Truist Bank57%143 / 25288%$125K126

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 294 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Pasco County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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