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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Pasco County, Florida

Fat Boy Data analyzed investment property refinance activity in Pasco County, Florida, home to Zephyrhills, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 375 applications were decided by 124 lenders between 2023 and 2025.

Pasco County at a glance

124Active lenders3 with 20+ decisions
63.2%Market approval rate237 of 375 decided
$205KTypical loanmedian lender, $10K brackets
86%Borrower take-up204 loans funded

How Pasco County compares

Approval rate compared
Pasco County63.2%Florida68.0%All 616 counties77.7%
Typical loan compared
Pasco County$205KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Pasco County, FL, 28 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 74% of 39.

The typical investment property refinance here is $205K, 25% smaller than the Florida typical of $275K.

Investment property refinance lenders in Pasco County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.74%29 / 3997%$175K28
2United Wholesale Mortgage, LLCBroker only67%20 / 3095%$255K19
3Rocket Mortgage, LLC68%17 / 25100%$305K17
4Lendingone, LLCLimited sample43%6 / 14100%$145K6
5GTE Federal Credit UnionLimited sample22%2 / 9100%$55K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 119 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Pasco County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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