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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Clarke County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Clarke County, Georgia, home to Athens, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 830 applications were decided by 118 lenders between 2023 and 2025.

Clarke County at a glance

118Active lenders8 with 20+ decisions
68.5%Market approval rate569 of 830 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up543 loans funded

How Clarke County compares

Approval rate compared
Clarke County68.5%Georgia64.2%All 616 counties68.2%
Typical loan compared
Clarke County$165KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Clarke County, GA, 159 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 82% of 201.

The typical cash-out refinance here is $165K, 15% smaller than the Georgia typical of $195K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 23% approved of 53Newrez LLC: 45% approved of 33One lender: 50% approved of 20Loandepot.Com, LLC: 67% approved of 33One lender: 71% approved of 28One lender: 74% approved of 23Rocket Mortgage, LLC: 82% approved of 201United Wholesale Mortgage, LLC: 88% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Clarke County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%164 / 20197%$155K159
2Amerisave Mortgage Corporation23%12 / 5392%$155K11
3United Wholesale Mortgage, LLCBroker only88%44 / 5098%$255K43
4Loandepot.Com, LLC67%22 / 3395%$225K21
5Newrez LLC45%15 / 33100%$165K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 113 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Clarke County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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