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refinance lenders · HMDA 2023–2025

Refinance lenders in Clarke County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Clarke County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 624 applications were decided by 104 lenders between 2023 and 2025.

Clarke County at a glance

104Active lenders9 with 20+ decisions
76.1%Market approval rate475 of 624 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up447 loans funded

How Clarke County compares

Approval rate compared
Clarke County76.1%Georgia73.4%All 616 counties76.5%
Typical loan compared
Clarke County$175KGeorgia$315KAll 616 counties$295K

What the data shows

Synovus Bank made the most mortgage refinances in Clarke County, GA, 64 of them.

First American Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $175K, 44% smaller than the Georgia typical of $315K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Truist Bank: 56% approved of 68Rocket Mortgage, LLC: 70% approved of 40Bank of America, National Association: 71% approved of 21Regions Bank: 77% approved of 26Synovus Bank: 85% approved of 84United Wholesale Mortgage, LLC: 85% approved of 33United Community Bank: 86% approved of 21Freedom Mortgage Corporation: 96% approved of 23First American Bank and Trust Company: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Clarke County

LenderApprovalApprovedTaken upTypical loanLoans made
1Synovus Bank85%71 / 8490%$125K64
2Truist Bank56%38 / 6895%$105K36
3Rocket Mortgage, LLC70%28 / 4093%$295K26
4United Wholesale Mortgage, LLCBroker only85%28 / 3396%$325K27
5First American Bank and Trust Company100%28 / 28100%$315K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 99 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Clarke County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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