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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Georgia

Fat Boy Data analyzed investment home improvement loan activity in Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,924 applications were decided by 222 lenders between 2023 and 2025.

Georgia at a glance

222Active lenders33 with 20+ decisions
41.9%Market approval rate1,644 of 3,924 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,516 loans funded

How Georgia compares

Approval rate compared
Georgia41.9%All 616 counties51.2%
Typical loan compared
Georgia$105KAll 616 counties$115K

What the data shows

Navy Federal Credit Union made the most investment home improvement loans in Georgia, 170 of them.

Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

Lenders approved 41.9% of investment home improvement loan applications in Georgia, 9.3 percentage points below the the United States rate of 51.2%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 22One lender: 4% approved of 68One lender: 7% approved of 99One lender: 7% approved of 69Bank of America, National Association: 10% approved of 341One lender: 13% approved of 136One lender: 13% approved of 128Delta Community Credit Union: 16% approved of 145One lender: 16% approved of 37One lender: 16% approved of 86One lender: 22% approved of 55One lender: 23% approved of 39One lender: 25% approved of 130Navy Federal Credit Union: 26% approved of 684One lender: 32% approved of 68One lender: 42% approved of 65One lender: 43% approved of 37One lender: 50% approved of 38One lender: 51% approved of 53One lender: 61% approved of 28One lender: 63% approved of 41Figure Lending LLC: 66% approved of 209One lender: 67% approved of 36One lender: 70% approved of 138One lender: 70% approved of 27One lender: 75% approved of 99Homebridge Financial Services, Inc.: 75% approved of 146One lender: 84% approved of 87One lender: 84% approved of 25One lender: 88% approved of 26One lender: 90% approved of 21One lender: 95% approved of 37One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Georgia

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union26%179 / 68495%$75K170
2Bank of America, National Association10%35 / 34197%$85K34
3Figure Lending LLC66%137 / 20971%$65K97
4Homebridge Financial Services, Inc.75%110 / 14685%$75K94
5Delta Community Credit Union16%23 / 145100%$95K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 217 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Georgia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Counties in Georgia