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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Georgia

Fat Boy Data analyzed cash-out refinance activity in Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 110,693 applications were decided by 612 lenders between 2023 and 2025.

Georgia at a glance

612Active lenders233 with 20+ decisions
64.2%Market approval rate71,026 of 110,693 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up66,895 loans funded

How Georgia compares

Approval rate compared
Georgia64.2%All 616 counties68.2%
Typical loan compared
Georgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Georgia, 19,386 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Iserve Residential Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 221.

The typical cash-out refinance here is $195K, 26% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 1,494Amerisave Mortgage Corporation: 26% approved of 7,531One lender: 26% approved of 1,526American Financing Corporation: 31% approved of 5,087One lender: 32% approved of 257One lender: 39% approved of 3,842One lender: 40% approved of 569One lender: 41% approved of 2,026Newrez LLC: 47% approved of 4,264One lender: 48% approved of 274One lender: 52% approved of 1,967One lender: 52% approved of 878One lender: 52% approved of 1,133One lender: 54% approved of 2,401One lender: 55% approved of 242One lender: 56% approved of 1,060One lender: 59% approved of 296One lender: 60% approved of 1,779One lender: 61% approved of 195One lender: 62% approved of 321One lender: 62% approved of 204One lender: 63% approved of 310One lender: 63% approved of 439One lender: 63% approved of 195One lender: 64% approved of 434One lender: 65% approved of 3,726One lender: 67% approved of 293One lender: 69% approved of 354One lender: 69% approved of 3,184One lender: 70% approved of 3,336One lender: 70% approved of 319One lender: 71% approved of 978One lender: 73% approved of 844One lender: 73% approved of 431One lender: 73% approved of 1,124One lender: 73% approved of 325One lender: 73% approved of 611One lender: 74% approved of 268One lender: 75% approved of 232One lender: 75% approved of 1,921One lender: 75% approved of 504United Wholesale Mortgage, LLC: 75% approved of 7,028One lender: 75% approved of 304One lender: 80% approved of 546One lender: 80% approved of 2,779Rocket Mortgage, LLC: 80% approved of 25,035One lender: 82% approved of 465One lender: 83% approved of 225One lender: 83% approved of 404One lender: 83% approved of 331One lender: 84% approved of 202One lender: 84% approved of 913One lender: 84% approved of 505One lender: 89% approved of 194One lender: 89% approved of 599One lender: 92% approved of 194One lender: 95% approved of 546One lender: 95% approved of 343One lender: 97% approved of 234One lender: 98% approved of 221

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Georgia

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%20,103 / 25,03596%$165K19,386
2Amerisave Mortgage Corporation26%1,950 / 7,53197%$115K1,900
3United Wholesale Mortgage, LLCBroker only75%5,283 / 7,02897%$265K5,137
4American Financing Corporation31%1,574 / 5,08779%$195K1,241
5Newrez LLC47%1,996 / 4,26498%$145K1,964

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 607 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Georgia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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